Saturday, 26 July 2014

Review & Giveaway - An Average Joe's Pursuit For Financial Freedom


An Average Joe's Pursuit For Financial Freedom
by Michael Warren Munsey
Publisher: Xlibris US
Pub. Date: April 15, 2014
ISBN: 978-1493177691
ASIN: B00JRW4CTM
Pages: 85
Buy Links: Paperback, Kindle, ExLibris

Info from back of book cover: 

An Average Joe’s Pursuit for Financial Freedom offers a different perspective on money than what is traditionally taught by our parents and in our school systems. The reason there is such a discrepancy between the wealthy and the poor is due to the difference in the way money is perceived. We are not born with the ability to maintain wealth: it is something that is learned. The knowledge of knowing how to make money work to generate passive income is something that anyone can learn as long as they are disciplined. An Average Joe’s Pursuit for Financial Freedom is based on practical concepts and discusses the problems that the majority of us face with our personal ļ¬nance. The concepts in this book are based on theory by an author that practices what he writes about.

Review:

I don't ever read financial themed books, but considering our economy is still rocky, I thought it wouldn't hurt to read this book.The author uses his own personal experiences to give financial advice instead of depending on simple statistics.

Yes, your first solution to making more money is to get a higher paying job, which might not be an easy thing to do if you don't have a college eduction, but then again a college eduction doesn't guarantee financial freedom. If you don't have a full scholarship, then you're going to have to get financial aid, meaning you'll be making payments for at least ten years. Plus, just because you have a college degree doesn't mean you'll find a high paying job.

Mr. Munsey advises everyone to start putting back a little bit of money back right now, so if an emergency arrives, like being laid off, you'll have some money to fall back on. Saying "no" to unneeded expenses, like the new smart phone, video game consoles, etc, can help you save a few dollars. He recommends investing your money wisely, such as real estate investing, which will generate a quick income.

Like I already said, I don't read financial books, but the author gives simple advice that everyone can use to get their own financial freedom, so they can stop living from paycheck to paycheck. Overall, An Average Joe's Pursuit For Financial Freedom is an interesting read and I recommend it to others.


*Disclaimer - I received a complimentary copy in exchange for my honest review. All opinions are my own.

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About the Author:

Michael Munsey works in the oil industry and resides in Houston, Texas. He received his undergraduate degree from Murray State University in May of 1995. While working to climb the corporate ladder within Halliburton Energy Services, Michael enrolled in the EMBA program at Rice University in 2005. After earning his MBA, he had a major change in the way he perceives money which he is sharing in this book.

You can find Micheal on www.freeaveragejoe.com, Goodreads, Facebook, Twitter, & Google +.

6 comments:

  1. Financial freedom is not enjoyed by the majority of people in our country-or the world for that matter. Whatever advice one can garner can only help! Thank you for the review. Yes, I read this book and thoroughly enjoyed it. The concepts are easy to understand.

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  2. This sounds like a great place for people to start the quest for financial freedom. I don't think this type of education begins early enough!!

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  3. This sounds like a good read for people starting out or struggling with finances. I finally got into the habit of putting money back a few years ago.

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  4. I have heard a lot about this book! I really want to buy this for one of my aunts!

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  5. I have heard a lot about this book. I definitely want to check it out.

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  6. This is a great book. I think sometimes we all need a little help figuring our finances. I will have to check this out. Thanks for sharing.

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